David Giertz on Planning for Early Retirement

David Giertz is the current president of Nationwide Financial Distribution. As a specialist in retirement planning, he is concerned on enlightening workers on planning for life after retiring from their jobs. He discusses various issues workers need to be keen on as they plan for their retirement. That specifically is targeted to those who opt for an earlier retirement.

David Giertz discusses about saving is one of the things workers must do for social security. Most organizations require their employees to have a social security saving plan. He advises the workers who plan to seek retirement earlier than the set age that they should be keen on the amounts they save yearly to ensure that the savings would sustain them during their retirement period.

According to David Giertz, a worker who plans to retire early must consider investing his savings to ensure they remain stable economically. He supports that venturing into business or investing in shares or bonds offers early retirees a chance to increase their financial incomes. He further cautions that those who may desire to have an early retirement require increasing their saving amounts. The financial advisor argues that the savings made by the age of fifty should not go six times of the annual income below to ensure by the age of sixty, a worker would have secured up to 14 times of their annual income.

David Giertz further addresses the issue of retirement plan opted by a worker. He suggests that workers should consult a financial advisor to help them choose a plan that reduces expenses. Most retirement plans charge up to ten percent of saving when you make early withdrawals. But these charges differ between different plans. For instance, the Roth IRA does not penalize clients withdrawing savings not more than 118,000 dollars before the age of 59. However, those with a higher amount don’t exempt from penalties.

David Giertz holds a Bachelor of Science degree from Millikin University, and a Masters in Business Management awarded at the University of Miami. As Nationwide Financial president, he has the mandate to ensure the company’s strategies and products are a success. The company deals with mutual funds, insurance, annuities, retirement plans among many other services.

Find out more about David Giertz: https://www.linkedin.com/in/david-giertz-5aa76051

Sentient AI Transforming the E-commerce and Retail

Artificial Intelligence or AI is the hottest technology innovation of the recent times. It is now confirmed that the technology is transforming the E-commerce and retail sectors as well. Interestingly, customers are increasingly aware of the importance of the technology, and at least two-third of the U.K. customers thinks that online retailers should introduce AI into their stores for improving the shopping experience. The most prominent changes in the technology are it improves the search experience with visual search. When people are not interested in hours of search in the online platforms, the visual search options with better suggestions give instant results for what the customer needed. The visual search also can produce more appropriate results than something with data or keyword search.

Interestingly, Neiman Marcus’ Snap, a U.S. based department store, introduced an option even to upload images of their favorite clothes they saw somewhere and get the same or similar products from the online store using AI-enabled tools. The technology is also transforming the E-commerce and retail sectors in terms of stock optimization. With large inventories and stocks, many big online retailers are hooked up with the need for speed. Many large online stores are now depending on AI for stock replenishment. Morrisons of the U.K. could reduce the shelf gaps up to 30% with the technology. By effectively analyzing public holidays, weather forecast, and more, the AI technology helps Morrisons to make 13 million stock replenishing decisions per day.

AI enabled chatbots are another trend in online retailing. Many big retailers are employing chatbots for helping the customers in issues and assisting them in purchases. For instance, Alexa, the voice-activated assistant from Amazon, is actually an AI chatbot, and millions of customers last year showed satisfaction with its services. Similarly, other retailers such as Burberry, Tommy Hilfiger, H&M, and others are using different types of chatbots to help its customers. Interestingly, an IBM survey last year showed that 65% of millennials prefer chatbots compared to human agents – a sign of the changing notion.

The technology also provides intelligent recommendations to the shoppers with respect to their shopping history. The AI technology processes large amounts of data about the customers including their physical characteristics and other factors to bring the best suggestions for them. Apart from that, the technology also facilitates personalized marketing to the visitors of the online stores. It means that each customer is getting relevant products based on their purchase quite similar to an experience of upselling.

Dr. David Samadi’s New Live-stream Show “Sunday Housecall”

Based on an article published on PRNewswire.com, this Sunday Dr. David Samadi will be live-streaming an interview with Dr. CynaraCoomer, titled “Sunday Housecall”. October is Breast Cancer Awareness month and Dr. Coomer is excited to share her knowledge in the field with Samadi’s audience. Both are well known figures in the field of breast health. Dr. Samadi is the Chief of Robotic Surgery and the Chairman of Urology at Lenox Hill Hospital , while Dr. Coomer is the Chief of Breast Surgery at Northwell Health Staten Island University Hospital. During the livestream both doctors will be discussing topics such as breast cancer warning signs, solutions, awareness, medication and education. Their show will be airing at 12:30pm EDT every Sunday on Samaditv.com.

Dr. David Samadi was born in Iran but spent the majority of adolescent life moving from one country to another. From Iran he went to Belgium and then England before settling in the United States. Dr. Samadi went to high school in Roslyn, New York. With a full scholarship, he went on to earn a M.D from the Stony Brook School of Medicine. Dr. Samadi furthered his education at the Montefiore Medical Center where he completed his postgraduate urology training. He also studied proctology, oncology and robotic prostatectomy.

The first position Dr. David Samadi held was at the Columbia Presbyterian Hospital. In 2007 he joined the Mt. Sinai School of Medicine faculty, quickly becoming the Chief of Robotics, Vice Chair of Urology and the Chief of Minimally Invasive Surgery. Due to his attention to detail and incorporation of innovative techniques, Dr. Samadi became one of New York’s highest paid doctors. In 2013 he moved himself and his team of skilled doctors and nurses to Lenox Hill Hospital where he remains today. For more info about us: http://prostatecancer911.com/ click here.

Dr. David Samadi’s live-stream show with Dr. CynaraCoomer will not be the first time that he has used the platform of television to talk about his experiences as a doctor and the medical field in general. He is a highly cited source and is frequently called as a guest to many talkshows and news reports. For example, in 2013 he appeared on a Fox & Friends guest segment which discussed health insurance. Dr. Samadi and the hosts discussed why insurance premiums had different prices based on gender, a practice that was banned on January 1, 2014. He explained that women are more likely to use the health care system compared to their male counterparts, which is why their rates were so much higher.

JHSF is a Reputable Real Estate Firm

If you are in need of real estate coaching or training, it’s imperative to consult an experienced professional. You’ll need to find someone who has great expertise in the industry and can help you achieve the level of success you desire.

José Auriemo Neto, CEO of JHSF, is an experienced real estate investor and highly successful entrepreneur. Based in Brazil, José Auriemo Neto has catered to a wide variety of clients. Many people have benefited immensely from the services and guidance of José Auriemo Neto and his team of real estate professionals.

JHSF is a well established real estate development company. This reliable firm has been in business for a long time and focuses on development and management of real estate properties. JHSF has a team of highly knowledgeable and dedicated professionals and is well recognized in the industry. The company’s Chief Executive Office, José Auriemo Neto, comes highly recommended as a real estate consultant.

As an integrated company, JHSF can handle design and construction challenges, secure financial partners and deal with complicated land transactions. The company’s team of professionals work together to identify the right solutions so their building projects meet their vision and suit their business needs.

Real estate investing generates vast fortunes for entrepreneurs and it can work for anyone who is willing to put in the required effort and time. It is also crucial to have a good mentor and coach by your side as you plan and start your real estate career.

Whether you want to get into buying and selling real estate property or you are interested in developing property, it is extremely important to get the right training. That’s where José Auriemo Neto comes in – to show you the steps you need to take.

There are many ways to make money in real estate. But, you need to learn what works for successful real estate professionals and then apply it in your business.

José Auriemo Neto has excellent resources and industry connections to render top notch advice and guidance to clients. To learn more, get in touch with José Auriemo Neto right away.

Learn more about him: http://www.istoedinheiro.com.br/noticias/negocios/20160721/blackstone-negocia-compra-dos-shoppings-jhsf/395243

Neurocore – Treating Depression into the 21st Century and Beyond

Depression is a common mental illness that afflicts many in our society; about 16 million annually. Its more common for women but depression can affect any one at any age and usually starts in adulthood. As with other mental illnesses, the stigma alone is enough to discourage many from seeking treatment. Education is needed to spread awareness of what depression really is; a serious but very treatable mental disorder that is not caused by an individual’s personal weakness.

Most people associate depression with something stressful occurring in someone’s life, such as the death or loss of a loved one, some type of abuse or financial issues. Although this may be the case in some situations, in others there is no discernible cause. So while stressful events can bring about a depressive episode and genetics may create a predisposition, no one as of yet has been able to pinpoint anything that actually causes it.

Depression can be broken down into different types dependant on various factors. Daily feelings of low self esteem and sadness for two or more weeks are symptoms of major depressive disorder. Persistent depressive disorder can last for years but daily symptoms aren’t as severe. Seasonal affective disorder occurs when the amount of sunlight lessens and postpartum depression afflicts mothers after childbirth.

Depression is experienced and dealt with in many different ways. General symptoms include continuous sadness, worthlessness and sometimes no feelings at all. Other common symptoms are sleeping a lot, fatigue, moodiness, weight loss, and no interest in things once enjoyed. Many people who suffer with depression don’t show any outward signs; this is referred to as high functioning depression.

The impact for those suffering from depression is not only mental but physical as well. Symptoms include headaches, difficulty breathing, stomach issues and tension.

Depression is a major cause of suicide and suicide is at a very high rate for youth, second only to accidents. Feelings of hopelessness and other general symptoms sometimes become too overwhelming.

Depression is impacting our economy as well in that it is the main cause of disability for people between the ages of 15 through 44, costing as estimated $80,000,000,000 in work output and health care.

Research for depression is severely underfunded. The death toll for suicide, which is directly related to depression, is equal to that of breast cancer but funding for breast cancer research is almost 100% more than that of depression.

Depression is a very treatable illness even in severe cases, although its best to start as early as possible. Treatment usually includes medication and some type of therapy. For those that aren’t successful with traditional treatments, neurofeedback is an alternative therapy which is drug-free and non-invasive.

Established in 2004, Neurocore evolved into a nationwide authority in applied neuroscience. They operate nine brain performance centers in Michigan and Florida. Neurocore Brain Performance Centers offers assessments and training programs that assist children and adults with concentration, sleep and managing stress.

Neurocore utilizes advanced technology to record the brain’s electrical activity. The data acquired is then analyzed to discern the causes of symptoms and development of a program based on that. Some of the tests and methods used in building a profile are the electroencephalogram (EEG), heart rate variability (HRV), integrated visual and auditory continuous performance (IVA), and a behavioral checklist.

For more information follow Neurocore on Facebook, here.

Modern Renaissance Man, Greg Secker, Created Learn to Trade to Empower People

An interview with English businessman, Greg Secker, was recently published in CEOCFO Magazine. The interview was conducted by Lynn Fosse who discovered the philosophy behind the trader and why he seeks to teach people how to make money trading.

The modern Renaissance man is more than a mere trader. He owns a hedge fund, a brokerage and a variety of companies that are leaders in creating motivational courses, success summits, and philanthropy. He is also incredibly dedicated to helping the Filipino people.

The creator of Learn to Trade didn’t start in finance, however. Instead, he studied agriculture and food science at the University of Nottingham. During his studies, he would build computers and learn to code. He even build a #D model of the fluid dynamics of a follicle. He only joined the world of trading after speaking to a representative of Thomas Cook Financial Services at a job fair. He was able to secure an interview, where they hired him to join to work on the Virtual Trading Desk. This was one of the first trading platforms built for online trading and currency. As he was building Virtual Trading Desk, Secker began to understand the systems and strategies of the traders. He converted those strategies into code for the computer.

After retiring, he began going to many success conferences with speakers like Tony Robbins and Jack Canfield. He was inspired to create a similar seminar to learn how to trade. He wanted to provide people with the tools they needed to feel confident making money in the stock market. He began speaking as early as 2003 and has since spoken at nearly 6,000 seminars. He believes that everyone has a right to access such tools. Teaching them to earn through trading and gain financial people provides them with choices and it empowers them.

Greg Secker, the English businessman from Norfolk, gained early success in trading companies. He became a multi-millionaire by his twenties. He created a trading company that coaches and helps the average person gain financial freedom through learning to trade. He owns Learn to Trade, Capital Index, and SmartCharts Software, tools which help people learn how to trade in the stock market.

Greg Secker is also a dedicated philanthropist. He created the Greg Secker Foundation which partners with youth programs to improve the life skills, leadership abilities, and education to improve the quality of life for people. He also started the “Build a House, Build a Home” foundation in the Phillipines which have built over 100 permanent homes.

What is Talkspace?

Depression is a common illness that affects millions of adults in the United States. Although it is fairly common, there’s still the issue of people feeling stigmatized and less than normal. Society as a whole continues to proprogate this illusion. The media is guilty as well, portraying individuals suffering from mental illness in a stereotypical fashion, which just reinforces misconceptions.

This is one of the major factors hindering sufferers of mental illness from seeking treatment. They fear the label and how others may view them differently. Some people feel pressure to maintain the facade of normalcy and any deviation from that standard must be fought with everything in their power. This pressure oftentimes is the reason some allow their illnesses to worsen; in a lot of cases treatment is never sought.

Depression afflicts people from all walks of life. It may be obvious in some instances but clueless in others. One can have everything imaginable that society as a whole attributes to happiness and still be depressed. It is a chronic disease like arthritis or cancer and should be thought of and treated as such. Education is key.

Alicia Winkle is a licensed counselor that works with clients suffering from anxiety and PSTD. She received a Masters degree in Community Counseling from the University of North Alabamas and specializes in Trauma-Focused Cognitive Behavioral Therapy. She’s been a therapist for 5 years and with Talkspace for 2. She experienced anxiety herself and wanted to help others conquer their mental health issues and live their best life. She was intrigued by Talkspace as she saw it as way to reach shut-ins. She also works with children in private practice.

Talkspace is basically online therapy via texting back and forth and sharing media such as videos or audio with a licensed therapist. There are many benefits when using this form of therapy. You can remain anonymous by using a fake name. It’s very convenient and time saving as you determine when and where and the amount of time spent. You have time to think before responding as your session isn’t in real time. Switching therapists is a click away with a request on their app. Its inexpensive starting at $128 a month.

Talk space is a good option for individuals that express themselves better through writing and those that travel frequently as you can maintain contact from anywhere in the world. It is most beneficial to those with mild anxiety or depression versus a more serious illness, especially when you require prescription medication.

OSI Expands Overseas Again

OSI Group boasts one of the biggest footprints in the food production industry worldwide. They offer food production services to many companies and restaurants around the world. They focus on offering innovative and high quality solutions in their many divisions in several countries, and now their growth plan continues.

In recent months, the company has sought new locations throughout Europe. They just purchased Baho Foods back in 2016 which is based in the Netherlands and has locations in Germany as well. This subsidiary has relationships with over 18 countries that it services. OSI plans for this to help them increase sales.

Another wise addition to the OSI family is Flagship Europe, which creates various food products like condiments, poultry, and pies. They are looking to Spain to expand into more opportunities. The company also continues to grow in the U.S., having purchased a Tyson factory outside of Chicago that cost them $7.4 million. It was also a kind gesture, saving hundreds of people jobs that would otherwise have lost them.

The large growth of the company is credited to their innovative approach to product and exacting marketing techniques. One of the examples of this is how they connect with local communities that they serve around the world to find out what their taste preferences are. By investing in learning about these local tastes, they are able to meet them. For example, some regions prefer organic and all natural foods while others prioritize the low cost as a priority.

By using standardization processes, OSI has achieved a high quality and safe production environment. They put new technology in their plants whenever possible, doing things like xraying food to ensure that no foreign particles are interfering with safety.

OSI was founded back in 2009, in Aurora, Illinois. It focuses on sourcing, producing, and distributing various food products like meat, pizza, dough, and veggies. The current CEO is Sheldon Lavin. They have over 20,000 employees.

OSI has a strong tradition of positivity, creativity, and passion in creating their unique food solutions for clients and consumers. They have over 65 plants in 17 countries across 4 continents. Large clients include McDonald’s, Pizza Hut, Subway, and Starbucks. OSI has won numerous awards for their achievements in health and safety. And in addition to safety and profits, the company excels in helping the community. They have partnered with Ronald McDonald House and Feeding America in the recent past.

Learn More: www.monster.com/jobs/c-osi-group.aspx

Talos Energy will make history by operating the first private well off the coast of Mexico in 80 years

The full opening of the Mexican oil and natural gas industry to private investment got a little closer this past May when American company Talos Energy, English firm Premier Oil PLC, and Sierra Gas & Oil of Mexico sunk an offshore oil well in the Gulf of Mexico and started drilling. Petroleos Mexicanos, the state-run oil monopoly, had been the only company to drill for oil in Mexican waters since 1938 when the oil industry was nationalized.

The offshore oil well is located in the Sureste Basin near the Mexican state of Tabasco. The Zama-1 well has a high geological expectation of success, and hopes to tap into the almost 100 million to 500 million barrels of crude that are in the Sureste Basin. Talos will operate the well, and holds a 35% ownership stake, with Premier owning 25% and Sierra owning 40%.

Talos Energy is a Houston-based oil and gas company. It is a private company that focuses on exploration, development, and production of oil and natural gas in the Gulf of Mexico and the Gulf Coast. While the company was founded in 2012, CEO Timothy Duncan is a veteran of the oil and gas industry. Duncan started out at Gryphon Exploration, and was a part of Phoenix Exploration before the company was sold to the Apache Corporation in 2011. Looking to start a company that rewarded workers who wanted to share ideas and act as entrepreneurs, Duncan founded Talos in 2012 with some of this previous partners at Phoenix Exploration.

Named as the top small company to work for in 2013 by the Houston Chronicle, Talos Energy rewards the talent at the company not with perks, but instead with equity. Talos compensates all employees with a stake in the company, including the receptionists and the geologists, as well as the upper management of the firm. By including each and every employee in the future success of the company, the firm has shown a commitment to innovation and the entrepreneurial spirit, something that one often finds in tech start-ups, but rarely in the oil & gas industry.

Their Facebook Page: https://www.facebook.com/talos.energy/

Lime Crime: Playful Cosmetics Made for Unicorns

For lovers of mermaid hair and glitter, Lime Crime is the holy grail of cosmetics. Since its founding by CEO Doe Deere in 2008, this high quality brand had accumulated a cult following. Created to match unique styles and bright wardrobes, Lime Crime’s popularity is completely understandable. It’s cruelty free and vegan friendly, and they include a special discount on their website for students! Plus, it’s hard not to fall in love with the slightly retro, pastel goth packaging, and the array of bright, fun colors that would rival even the largest box of crayons. Lime Crime specializes in whimsy, from their Unicorn Hair dye, to mermaid themed hi-lighters and glittering lip color, this brand is anything but boring.

Having hit the mark in the fantasy theme category, Lime Crime has moved on to recreating some of our favorites childhoods memories, and the result is beautifully nostalgic. As of Sept. 19, Lime Crime is selling a line of Polly Pocket inspired eye shadow pallets called Pocket Candy Pallets. With three different color combinations to choose from, these pigmented shadows are the epitome of feminine and fun. The pastel blue, yellow, and pink compacts look like something straight out of Polly’s dream house, and open up to reveal five gorgeous shadows to help you get dolled up. You can get your own at $34 a piece, or $90 for all three if you just can’t choose one. This line promises to be a big hit with 90’s kids, so make sure you pick one up while they’re still available. Hopefully, Lime Crime will continue the trend and recreate some other retro favorites this year.

Find out more about Lime Crime: